The Student Contract is a critical document that governs the relationship between the Private Education Institution (PEI), i.e. Global Indian International School (in this case) and the student. Prospective students should therefore understand and agree to the terms and conditions stated in the contract before signing it.
The Student Contract needs to be signed before the course fee is paid.
The Student Contract contains information on course information and details of course fees, refund policy, fee protection scheme, medical insurance scheme and additional information relating to the governing law and dispute resolution.
Click here to download a sample of the GIIS Student Contract.
Click here to view the Advisory Note.
fee protection scheme
In compliance with the requirements of the CPE, GIIS is required to purchase insurance on behalf of its students to protect student fees. Fee Protection Scheme (FPS) is a mandatory regulatory requirement.
GIIS has appointed Lonpac Insurance BHD as the fee insurance provider for its students.
Lonpac Insurance Bhd
100 Beach Road
#19-00 Shaw Tower
The master insurance certificate can be viewed here.
Course Fees stipulated in Schedule 2.1 in Standard PEI-Student Contract of GIIS are insured. It refers to all fees paid by the Students to be enrolled in a private education institution, excluding the course application/registration fee, miscellaneous fees (ad-hoc, non-compulsory and non-standard fee paid only when necessary or where applicable) and GST. The FPS serves to protect student's fees in the event that a Private Education Institute (PEI) is unable to continue operations due to insolvency and/or regulatory closure. In addition, the FPS protects the student if the PEI fails to pay penalties or to return fees to students arising from judgments made against it by the Singapore Courts.Within seven days of the receipt of the school fees, GIIS will purchase the FPS insurance to protect the fees, and the coverage takes effect from the day of school fee payment is made.
certificate of insurance
The student will receive a soft copy of the Certificate of Insurance by email from the insurance provider and a hardcopy of the Certificate from GIIS, if requested. In the event of not receiving the COI, please contact admissions team at firstname.lastname@example.org
Loss of ‘Course Fees’ by Insured Student due to insolvency or Regulatory Closure of PEI
Failure of PEI to pay Sum Awarded by Singapore Courts to the Insured Student
Death by Accident or Total Permanent Disability by Accident of Insured Student – a benefit of SGD 10,000/- will be payable to the student
Insurance Claims Process
All claims shall be made on the Insurance Provider’s prescribed forms and submitted to the Insurance Provider along with the following documents:
Certificate of Insurance
Original Fee Receipts
Valid Student Contract
Proof of Identity
LONPAC Insurance Bhd will notify all insured students of the relevant claim procedures that must be followed
For more information on the Fee Protection Scheme on the CPE, click here.
In compliance with the EduTrust guidelines set by CPE, GIIS has a medical insurance scheme in place for all students. The medical insurance provided is as per the requirements under EduTrust.
GIIS has has selected AXA Insurance Singapore Pte Ltd as the medical insurance provider and details of coverage and benefits can be found at the school website
What is Covered?
It covers hospitalization and day surgery
It doesn’t cover any pre-existing illness
It doesn’t cover outpatient treatments, unless they are:
For follow up treatment related to a hospitalization/day surgery and incurred within 90 days prior to or after the hospitalization or day surgery;
For emergency outpatient treatments due to accidents within 24 hours of the accident; GP (General Practitioner) bills are not claimable.
scope of coverage
B2 ward entitlement in Government Restructured Hospitals.
Ability to upgrade to higher wards or private hospitals subject to pro-rated factors.
Annual Limit of $20,000 per student on “As Charged” basis.
Payment of the Claim Amount
The insurance company (i.e. AXA Insurance in this case) will pay on a reimbursement basis. The student will have to pay the hospital first and submit all original hospital bills for reimbursement. The student will then be refunded for the eligible claim amount, by cheque or via bank transfer.
how to make claims
All claims have to be made on prescribed forms and submitted to AXA Insurance through GIIS, within one month or as soon as reasonably possible, together with all the original copies of final medical bills.
The following documents are needed to make a claim:
Combined Claim Form with Medical Certification of Treatment
Final hospital/medical bills & receipts
Hospital discharge summary
Referral Letters, if available
The above documents are required to be submitted to Admissions Executive at email@example.com
Once the claim amount has been received by the insurance company, your account will be credited for the same amount.
details of benefits and coverage
You can view details in the links mentioned below:
Click here to view the Medical Insurance Certificate
Click here to view the Policy Schedule
Click here to view the Product Summary
Click here to view the Benefits Schedule
Click here to view the Combined Claim Form
More information can be obtained from the Insurance Provider:
AXA Insurance Singapore Pte Ltd
143 Cecil Street
#01-01 GB Building
Tel: 6338 7288 | Fax: 6338 2522
More details about CPE, Enhanced Registration Framework (ERF) and the EduTrust Certification Scheme or Private Education in Singapore, please visit the website of Council for Private Education (CPE) at www.cpe.gov.sg